facebook

What Does a Debt Counsellor do for You?

Your debt counsellor will work out how much of your income should be set aside for basic living expenses, and what you can afford to pay towards your debts each month. Then they will draw up a new, more affordable repayment plan for you.

Next, they will negotiate with your creditors to extend the amount of time you have to repay your debts and to have your payments reduced, so you can realistically afford them.

If all of your creditors agree to the repayment proposal, your debt counsellor will then get a consent order from the magistrate’s court or National Consumer Tribunal (NCT).

All of NDA’s professional debt counsellors are highly qualified and registered with the National Credit Regulator (NCR). So you can rest assured that you will be receiving the best service possible.

Free Call Back Form

We'll Contact You!

"*" indicates required fields

Accept terms and conditions?*
This field is for validation purposes and should be left unchanged.

Related posts

Simplify Budgeting with the 50 30 20 Rule

Simplify Budgeting with the 50 30 20 Rule

In today's economy, where 75% of South Africans are concerned about the constant increase in the cost of daily essentials, the 50 30 20 rule stands out as an essential method for managing finances. It serves as a practical guide for those grappling with rising living...

Smart Shopping with the Pick N Pay Store Card

Smart Shopping with the Pick N Pay Store Card

The Pick N Pay Store Card is changing the game in how we shop for groceries and essentials. This handy card, brought to us by the renowned South African retailer Pick-n-Pay, lets you buy now and pay later, making your shopping trips more flexible than ever. It's...