Valentine’s Day: The Debt of Love

Valentine’s Day is always a special time. Whether in a long term relationship, a hopeful couple or just friends, this is a day for celebrating the special people in your life. Shrouded in love and romance, this is a day for enjoying each other’s company to the fullest. However, when the night is over and reality comes back, make sure you haven’t succumbed to the debt of love.

While this is a special time, it is also the day where most splash out a little more than their budget would allow. Often feeling the pinch in the weeks after, this is a day that can be made epic without breaking the bank. Try some affordable date options and gifts that show your feelings without costing you an arm and a leg. In the hopes of making your day truly special, we have put together some fantastic, cost-effective Valentine’s Day ideas that will show how special this person is to you.

Trust in finger foods

While many want to go all out, impress their significant other with their good taste and endless effort, many forget that bigger isn’t always better. A great way to spend some quality time with your loved one, enjoying a dinner or finger foods or a tapas style meal  can not only make the evening fun, but also relaxed and casual, as you feel will this wonderful person.

Use coupons

Coupons can be your best friend at times. Offering premium services for a portion of the price, these are a great route to doing things you usually may not be able to afford. Whether something like a spa day or even a dinner for two, coupons offer endless opportunities to go all out for a portion of the price, treating your loved one to a night they will never forget.

Find specials

At times like Valentine’s Day there are always great specials and interesting ways to see the town with your “someone special”. Whether a dinner special at a restaurant or a deal on movies and popcorn, there are a ton of ways to get out and about without breaking the bank. Often a general menu or deal, these specials let you treat your loved ones to a fantastic night out without worrying about your wallet in the morning.

Create your date

While most want the fancy night out in a top class restaurant, not everyone can afford this. Rather than trying to spread your finances thin in search of the perfect night, try to create your own special evening exactly as you want it. Start off with a candlelit dinner or picnic at home, with some fairy lights and tactical food choices thin can be more special than anything. Try a moonlit walk or a surprise glass of bubbly at sundown, all easy-to-do things that mean the world to your loved one.

A day to celebrate, not damage your future finances, use your money wisely to have the best possible day or night with your someone special. However, if you have hit your funds too hard, look into ways to manage your debt or consider a debt counselling scenario to curb your future spending habits.