Easter on a Budget

Saving money and staying within a budget is already hard, now throw in the holiday season – it gets even tougher. However, it doesn’t mean you can’t enjoy spending time with friends and family.

Here are a few tips to avoid overspending and enjoy Easter on a budget.

Continue reading

Don’t JanuWorry – 7 Tips To Survive The Longest Month Of The Year

It’s no surprise that the first month of the year has been dubbed, Janu-worry. After all, it is when most of people’s money troubles comes to the surface. As South Africans we know that December is not just the last month of the year, but #KeDezembaBoss is a lifestyle. And now, the dreaded month that follows has you doing your best to resuscitate your wallet.

Continue reading

Debt Guidance During The Festive Season

There’s a reason why they call it the “silly season”. It’s almost tradition for consumers to lose their wits about the festive time as families are brought together by time off and extended holiday periods, end-of-year bonuses, and of course, the paradisaic weather conditions.

Moreover, debt can weigh heavy on you. Apart from the financial burden that debt repayments cause, the mental and psychological effects of debt are probably more weighted than anything else. As a result, debt problems are closely linked to anxiety and depression. Furthermore, debt can result in mental health issues, leaving you feeling demotivated, thinking that there is no way out.

With all of the above in mind, we want you to make the most of your festive season without having to deal with the financial, mental and psychological consequences in January. 

Continue reading

The Pros And Cons of Rent To Own Cars

So you’ve seen the hype around rent-to-own cars? And because you’re over-indebted or blacklisted this sounds like a great way out. These rent-to-buy schemes don’t take these factors into consideration. If you can afford the monthly instalment, you’re that much closer to driving away with a new car. At National Debt Advisors (NDA) we care about you and your financial well-being. This is why we want you to be in the know about rent to own car deals.

Continue reading

All You Need To Know About SASSA Loans

Throughout 2017 there has been a huge spike in money lenders using SASSA (South African Social Security Agency) cards as collateral for credit. As of late, the National Credit Regulator (NCR) has been investigating these lenders after SASSA became inundated with calls from beneficiaries requesting proof of payment.

Continue reading