Advantages and Disadvantages of Debt Consolidation Many South Africans believe debt consolidation can provide them with debt relief. But, can it really? After all, it just means taking out one big loan to settle a few smaller loans. More...
Category - NDA Blog
Debt Review Removal: Navigating The Journey Out
How to Clear Your Name from Debt Review Are you wondering how to clear your name from debt review after completing the process? Once you have settled all of your debts and received your clearance certificate, your debt counsellor is obligated to...
Tax Implications of an Interest Free Loan
Interest free loans sound like an enticing financial solution for anyone looking to borrow money without the added burden of historical interest rates especially considering the past year when we saw a significant interest rate change in South...
Navigating Repossessed Cars: Protecting Your Vehicle and Finances
From driving to work and dropping our kids off at school to running errands, our cars play a pivotal role in maintaining our routines, and the thought of dealing with repossessed cars adds an extra layer of stress that no one can afford. However,...
Simplify Budgeting with the 50 30 20 Rule
In today's economy, where 75% of South Africans are concerned about the constant increase in the cost of daily essentials, the 50 30 20 rule stands out as an essential method for managing finances. It serves as a practical guide for those grappling...
Smart Shopping with the Pick N Pay Store Card
The Pick N Pay Store Card is changing the game in how we shop for groceries and essentials. This handy card, brought to us by the renowned South African retailer Pick-n-Pay, lets you buy now and pay later, making your shopping trips more flexible...
Principles Of Budgeting for Families Considering Having Kids
Budgeting may be challenging, but the principles of budgeting come in especially handy for those considering becoming parents. The cost of raising a child in South Africa has become a considerable financial responsibility, with the expenses...
Prescribed Debt: How To Get Rid Of The Burden Of Old Debt
Are you battling with prescribed debt and uncertain about the legal protections available to help you break free? The Prescription Act in South Africa limits how long creditors have to pursue legal action to collect money owed. Simply put, it means...
National Minimum Wage: What You Need To Know
The National Minimum Wage is an important move toward making sure everyone gets paid fairly. But it's about more than just the money. In this blog, we'll look closely at the South African minimum wage per month, how it changes things for both...
How to find REALLY good Black Friday 2019 deals
How to find REALLY good Black Friday 2019 deals There’s nothing really special about specials anymore, is there? In South Africa, shoppers are bombarded with “special” promotions all year round—and they offer all kinds of incentives from...
Top 5 Father’s Day Gift Ideas
Top 5 Father’s Day Gift Ideas We’re about to do the impossible and prove to you that Father’s Day can be both special and affordable. If you made use of our Top 5 Ways to Celebrate Mother’s Day on a Budget, you’ll know that we put our money...
Valentine’s Day 2019: Find the Perfect Gift on a Budget
Valentine’s Day 2019: Find the Perfect Gift on a Budget Valentine’s Day is just around the corner, and if you’re thinking of doing the ye old chocolate hearts, fluffy white ‘I Love You’ teddy bear and red roses routine for this year’s...