The National Credit Act

The National Credit Regulator in South Africa is highly important for our local debt industry. Maintaining a high quality debt industry, governed by clear guidelines, the NCR is responsible for the fair and open credit market in South Africa.

As the body tasked with education, research, policy development, investigation of complaint and the registration of industry participants, including the enforcement of the Act, the NCR set guidelines and ensure all credit providers follow these set guides.

Promoting a premium credit industry in South Africa, fighting against junk status and recession woes, this is a body that protect the consumer’s rights and ensures that all credit is valid and executed properly.