Your debt counsellor will work out a renegotiated financial plan with your credit providers to reduce your repayments and interest rates.
This new plan will allow you to cover the costs of your daily needs, as well as your monthly debt repayments.
Your possessions, like your car and house, will be protected from repossession, and credit providers will not be able to take legal action against you.
“Life before debt counselling was an absolute nightmare. I mean you find yourself in a place you don’t want to be. Thanks to NDA, my life is so much better now.”Mr Esterhuysen
“I really appreciate everything you have done for me and my children. Today my life is better, I have hope and not in tears anymore.”Mr Nhlanhla