Home Insurance: What are the costs?

We get it. It is your home… your sanctuary… your place to put your feet up. And you don’t want anyone messing with that. So when it comes down to everything, do you know your home insurance costs?

A question that pops into most people’s minds when buying a new home; how much is homeowners insurance going to cost me? This is an important question, especially if you are trying to live within your means and stick to a budget.

The short answer to this question is: it depends. You need to take a few factors into consideration to determine how much you’ll end up paying for homeowners insurance.

– Choose a deductible that is right for you;
– Determine the value of your home and property;
– Your claim history;
– The age of your home;
– Owning a swimming pool can drive up your homeowners insurance;
– Owning a dog could also impact your rates.

Talk to an agent to find out which policy is best suited for you.

The home insurance policies often extend to include structures such as garages, greenhouses and garden sheds, boundary walls, fences, gates, drives and swimming pools. Some policies also provide you with alternative accommodation if your home is uninhabitable due to an unforeseeable insured event occurring.

Although different policies are very competitive; at National Debt Advisors we understand that you may be under debt review so we charge according to what you can afford so that you don’t end up living beyond your means.