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Frequently asked questions
What is debt review?
Debt Review was implemented by the National Credit Act (NCA) as a legal debt relief process. How it works is your Debt Counsellor proposes a reorganised debt repayment plan to your Credit Providers, allowing you to make just one lower payment towards all your debts each month. This plan is then declared a… read more
How immediate is debt relief?
Debt Review provides immediate debt relief.
During the first 5 days after you enter into Debt Review, we’ll draw up an affordable debt repayment plan, easing your cash flow and accommodating your living costs… read more
Do I have to come into your offices or go to court?
Will my credit providers harass me, while I'm under debt review?
How do I know if I need debt review?
As a rule, you should contact us as soon as you miss a payment and don’t see yourself being able to make any of your upcoming payments. The sooner you get in touch, the better – you have nothing to lose by doing so, but a lot to lose by putting it off. Just being on our website indicates that your debt situation is spinning… read more
Will I lose my home or car if I go under debt review?
On the other hand, it will be too late for debt review to save your home and car if:
- 10 or more days have passed since you received a Section 129 Letter of Dem… read more