DEBT SOLUTIONS
Find the best solution for you!
Debt Counselling
You can place your confidence in NDA, as an official debt counselling firm registered and compliant with the National Credit Regulator (NCR) and the National Credit Act (NCA).
Debt Review
With debt review, your assets will be protected and you will be able to comfortably afford your monthly instalments and interest rates, without sacrificing your living standards.
Debt Consolidation
With debt counselling, your debts are consolidated into one affordable monthly payment, without you having to take out a debt consolidation loan, so you get out of debt sooner.
Debt Management
Appreciate just one reduced, hassle-free debt repayment with NDA debt management, making life simpler and more affordable, while you travel along the road to financial freedom.
Loans
NDA offers ‘loans-free’ debt solutions that prevent you from incurring more debt and supplies you with the financial structure you need to chip away at your debt, month by month.
Blacklisted
Contact NDA ASAP to be shielded from becoming blacklisted. If you have already been blacklisted, debt review is the most effective and safest way to get a clearance certificate.
Debt Mediation
Debt mediation does not offer you the protection of the National Credit Act and the National Credit Regulator, whereas debt review is designed to protect your consumer rights.
Debt Rescue
NDA debt rescue permits you to pay a single consolidated monthly payment for all of your accounts, saving you lots of time and effort, and taking away the risk of making mistakes.
Debt Administration
Debt administration is risky and outdated, as it involves surrendering control of your finances to a stranger, whereas debt counselling is a legal process regulated by the NCR.
Debt Consolidation
Debt Review
Debt Counselling
Debt Management
Loans
Blacklisted
Debt Mediation
Debt Rescue
Debt Administration
DEBT SOLUTIONS
FAQ’s on debt solutions
What is a debt solution?
A debt solution is a mechanism put in place to help alleviate your burden of debt. The debt solution of debt counselling, through the process of debt review is the most regulated and is certainly most suited to any South African who has permanent form of income, and who is struggling with their monthly debt installments.
Debt review, is regulated by the NCR and offers over-indebted consumers the chance to become debt free within 6 – 60 months.
When do I need a debt solution?
The moment you start to feel uncomfortable about your financial situation – you should start considering debt solutions available to you.
Many people wait until after they have already skipped monthly installments and creditors have initiated legal proceedings against them – before they look for help. Sadly, in most instances this is too late.
The sooner you see a debt counsellor to assess your level of over-indebtedness the better.
What kinds of debt will NDA’s debt solution of debt review help me with?
Through the process of debt review, NDA can help significantly lower your installments on:
Unsecured debt:
- Retail (store) accounts
- Credit cards
- Personal loans
- Vehicle loans
- Overdrafts
Secured debt:
- Home loans
Debt solution: How can NDA help me?
• Negotiate with your creditors for lower interest rates and extended payment terms.
• Consolidate your monthly debt payments into one lower monthly installment.
• Protect you from harassment by creditors and debt collectors.
• Secure your assets against repossession.
• Ensure that you have more money available for everyday living expenses.
Why should I choose NDA for my debt solution?
NDA was voted South Africa’s best debt counselling company in 2020. We are registered with the National Credit Regulator (NCR) and fully compliant with the National Credit Act (NCA).
We have nearly 400 staff members, who are all highly competent and fully committed to assist you on your journey to financial freedom.
How do I contact NDA for the debt solution to help me with my debt?
Fill in our contact form, and someone from NDA will contact you soon. You do not have to come into our offices. We can do your entire debt application online and over the telephone. We will always be available to you should you have any questions and assure of the best service at all times.
Debt solutions
Areas we cover
Debt solutions
Areas we cover
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