Debt management is the same as Debt Counselling just a different term used by consumers.
Debt management is a debt solution targeted at South Africans who are struggling to make debt repayments, but are not yet classified as over-indebted.
National Debt Advisors debt consultants will help clients organise an affordable, realistic and structured monthly budget and debt management plan. Debt counselling also consists of helping clients, facing financial difficulties, solve their debt problems and empower them to take back control over their financial situation by negotiating with creditors and initiating a payment plan. Debt management will provide clients with a guideline for eliminating and remaining out of debt.