If we had a rand for every time someone has come to us for debt consolidation help, we’d be rolling in dough. Though, these individuals did not want help in the sense that they were looking for one.
They needed assistance after a consolidation loan left their finances in an even bigger mess. As a result, they needed help cleaning it up. Well, this is exactly what debt counselling through NDA does.
One of the most damning flaws in the overall concept of debt consolidation help is that it’s designed for a consumer with good financial habits and circumstances. This is somewhat contradictory, as the biggest reason for wanting it is that of bad financial circumstances caused by bad financial habits.
Since you need a pristine credit record and militant spending discipline for it to actually improve your situation, instead of explode it, demands the question…
Simply put, someone who is struggling to service their debts, and is probably the last person in the world who needs a big, fat loan. Especially, if the point is to actually help their situation.
Before choosing this route, be honest with yourself and admit that having this sort of temptation at hand is just counterproductive. As with most things in life, getting out of debt actually requires you to want to get out of debt.
The fact alone that it could bring on financial ruin should be enough to ward you off. Particularly, if you are trully serious about becoming debt free. In conclusion, if you want financial freedom so bad you can taste it, get in touch with NDA today about debt review.