Debt consolidation can be a good option for those who can handle their repayments responsibly, if not, it could lead you into even more debt. The process is basically taking a loan out to cover all your debt. This allows you to pay back just the one large loan rather than multiple smaller loans. The upside is that the interest and installments will be less and it will be possible to repay debt before the period is up- if you can manage your finances correctly.
If you are considering debt consolidation as the right option for you, first check your situation against these criteria:
National Debt Advisors have a set of solutions to suit your individual needs, finding the best route for you to get passed your debt.