National Debt Advisors has been voted South Africa’s number one debt counselling company in South Africa. We have been around for many years, are an active part of the debt and credit industry and have a huge staff component, which includes a large percentage of NCR registered debt counsellors.
We are perfectly positioned to offer you professional, sound debt advice – via our consultants, our debt counsellors, our website and social media sites. Whether you require specific advice on debt counselling, the process of debt review, debt consolidation, loans, blacklisting or just personal finance in general – NDA can assist
Help across South Africa
It does not matter where in South Africa you are – we can help you.
Online debt review process
You do not have to physically come into our offices to get the best service in the industry. No matter where you are in the country, we can give you all the advice you need and do the entire debt review process online and over the telephone.
Seek help ASAP
The best debt advice that we can give to anyone – is to seek help the moment you start feeling unsettled by your finances. Do not wait until you have received lawyers letters and summonses – by then there is very little a registered debt counsellor (or anyone else) can do.
Debt review is a debt relief option put in place through the the National Credit Act (NCA) to assist over-indebted consumers to become debt-free.
The entire credit industry, which includes debt counselling and all registered debt counsellors is regulated by the National Credit Regulator(NCR)
Registered debt counsellors
The website of the NCR holds a list of all registered debt counsellors. If you are dealing with someone who is not on that list, please halt all interaction immediately.
Like in any industry there are good practitioners and bad practitioners. Getting debt advice from an unregistered debt counsellor and even worse getting scammed by someone who isn’t even a registered debt counsellor – is not what you need when you are financially vulnerable.
NDA is South Africa’s leading debt counselling company. Let us help you.
- Alternative financial management tips
- Alternative solutions to debt management
- Different types of credit or debt
- Getting out of debt with a budget
- How bad is your debt problem?
- How to build a better credit record
- How to create a budget
- How to manage too much debt
- More possessions equals more success
- Paying special attention to high stakes debt
- Cut down your spending
- Earn more, spend less
- Curb your emotional spending
- The family unit
- Getting through the hard times
- Increase your income
- Lower the cost of insurance
- Reduce your home expenses
- Your spending versus income
- Taking hold of your finances
- Don’t get evicted or lose your utilities
- Selling your vehicle
- Talking to creditors
- Lumping your debts together
- Handling debt collectors
- What can debt collectors do?
- What can’t debt collectors do?
- Avoiding repossession from debt
- Ending your lease
- Taking over or passing on a lease
- After how many years is debt written off in South Africa?
- Being evicted
- Different types of credit
- Getting good credit back
- Getting out of your lease
- How to keep up with child support payments
- Medical expenses
- Not paying medical bills can be risky business
- Paying for child support
- Reduce rent get a roommate
- Steps to reducing medical debt
- Taking care of remaining debt
- Eliminate banking fees and cut costs
- General money saving tips
- Life after too much debt: staying on track
- Managing your past due bond
- Money saving tips for shopping
- Paying your past due rent and negotiating a way to stay
- Prepare yourself for optimal money saving
- Rebuilding your credit history
- Save electricity and save money
- Seeing yourself the way creditors see you
- Separating good debt from bad debt
Areas we cover
The greatest challenge currently facing our youth, is unemployment. Data by Stats South Africa at the start of June 2021 shows that the official unemployment rate among youth (15-34 years) was 46.3% in the first quarter of this year. Whilst many are encouraged to...
Most children’s attitudes to money are shaped by their parents – and they tend to absorb much more, and much sooner than we sometimes realise. Charnel Erntzen, Managing Director of National Debt Advisors says: “From online take-away foods and shopping – we live in an...
So many people are affected by overwhelming debt, yet they don’t want to consider the option of debt review, because of all the negative stories that they have heard about it. Yet, there are thousands of good stories to be told as well. However, the guilt and shame...