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Support struggling SMME’s in these tough times
With the announcement that South African scientists had identified a new Covid-19 variant, everything came crashing down. The UK was the first to close to borders to us and were followed by many other countries. The fact that the variant had been...
It is illegal to withhold reports for unpaid school fees
It is illegal to withhold reports for unpaid school fees. This applies to both public and independent schools from Grade R to Grade 12. WCED spokesperson Millicent Merton recently said : “Principals are reminded that it is unlawful to withhold...
Make time for your finances this festive season (Part 2)
Scale down Cancel subscriptions to apps you don’t need. Cancel duplicate insurances, especially those offered as a side product. Switch to cheaper packages (eg; DSTV) Check out the terms and conditions and cancellation clauses and penalties...
Make time for your finances this festive season (Part 1)
Being home is best time to get a good overall view of your finances. Make the time to do this over the holiday season. Track your expenses and draw up a budget. Write down everything you buy. Keep all your slips neatly and start recording...
Financial abuse is real
The United Nations 16 Days of Activism for No Violence against Women and Children Campaign (which takes place annually from 25 November - International Day of No Violence against Women - to 10 December (International Human Rights Day) shines a...
SECOND MAJOR FUEL PRICE HIKE IN ONE MONTH HITS SOUTH AFRICANS HARD
Another fuel hike - and SA consumers are feeling the pinch. Just weeks after the previous hike left us reeling, consumers will now pay a further 81 cents more per litre of petrol, and up to 75 cents more per litre of diesel. With a further 42 cents...
Consumer Protection Act – Part 2
Consumer Protection Act continued…. 5) RIGHT TO FAIR AND RESPONSIBLE MARKETING a) Right to protection in catalogue marketing NB Catalogue marketing refers to any agreement, initiated by the consumer, by fax, telephone or other means, where the...
Consumer Protection Act – Part 1
As we head in to the “big days” of shopping, it is important to remember that the rights of South Africans are protected by the Consumer Protection Act. It is also important to acknowledge that our consumer rights, are in no way negated or taken...
The real cost of Black Friday
This year, Black Friday will fall on 26 November. As has been the trend for the last few years, many retailers have already started offering discounts on goods since the beginning of the month. Last year (2020), many South Africans took to social...
Can we save and pay off our debt?
Everyone’s financial circumstances are different. Yet, what we are certain of in South Africa, is that most people have debt and limited savings. To answer the question of: Can one save whilst paying off debt? The answer is yes. But we need to...
Fuel price increase even higher than expected
This month will see catastrophic increases in fuel prices, with South Africans paying R1.21 more per litre of petrol, and R1.48 more per litre of diesel. This is far higher than the 99c/l increase anticipated by the Automobile Association (AA) of...
What to do when loadshedding hits
South Africa is reeling from loadshedding, and though there are mechanisms which could make those hours of darkness slightly better – most South African citizens just don’t have the money for generators, petrol, solar panels, inverters, batteries...
