by Moeshfieka Botha | Jan 12, 2021 | Personal Finance
How to pay off your debt Everyone keeps preaching that you should pay your debts – but no one ever explains how to do it. Well, here are the most common debt payment methods – if your debt is affordable, you are not skipping payments and you are not taking from Peter...
by Moeshfieka Botha | Jan 8, 2021 | Personal Finance
Rocky start to 2021 Consumers have had a rocky start to 2021! On Wednesday 6 January 2021 , petrol rose to over R14/litre in Cape Town. According to the TransUnion credit bureau’s South Africa Industry Insights Report for the third quarter of 2020, the serious...
by Moeshfieka Botha | Dec 7, 2020 | Personal Finance
Research shows that SA consumers can’t pay their debt Consumer credit reporting agency TransUnion recently released research which shows that Covid-19 is still affecting the ability of South Africans to pay their bills. TransUnion conducted an online survey of...
by Moeshfieka Botha | Dec 7, 2020 | Personal Finance
Why are ratings by credit agencies important to ordinary SA consumers? The world’s most important credit ratings agencies have said that SA will be unable to afford its debt; and it is unlikely that the government will be able to avoid the crisis by implementing its...
by Moeshfieka Botha | Dec 4, 2020 | Personal Finance
Save and plan during the holidays As we head into the holidays and government has advised us to once again be extra vigilant and stay home and take safety precautions against rising numbers of Covid-19, now would be a good time to take a look at our finances and save...
by Moeshfieka Botha | Dec 1, 2020 | Personal Finance
How those living on minimum wage or low income can save Very often we think about saving, in very literal terms. We think about physically saving money in a jar or in a bank account. This way of thinking leads us to (rightfully) say “I don’t even have enough for...
