Category - Loans

Considering an African Bank loan for unexpected expenses or a major financial decision? It's important first to understand the bank's past and the current loan environment. African Bank, once a key player in South Africa's loan market, faced a...

Apply for Loans Online Being able to take out loans and apply for loans online is just another example of how the internet has transformed our modern world – in good ways and in bad. Naturally, droves of entrepreneurs and loan sharks soon cottoned...

Personal Loans Getting weekly phone calls or text messages from salespeople peddling personal loans is almost a certainty these days. Even when you’re not interested, these people just don’t seem to take no for an answer. South Africans are...

Loans for Bad Credit   As a rule, loans for bad credit should just be avoided overall or, at least, be an absolute last resort. Not only do loans for bad credit have really high interest rates and severely short repayment terms, but they are...

Capitec Bank Loans Many lenders, such as Capitec, FNB, Standard Bank etc. offer unsecured loans to consumers who have good credit profiles, who they trust to repay them. If you don’t have any savings, these unsecured loans are a quick financial...

Blacklisted Loan If you’re one of the unlucky many who have bad credit, you may have stumbled upon blacklisted loans while presumably scouring the internet for a quick fix, after being rejected by all of the reputable banks. You may be...

Loans for Blacklisted When it comes to loans for blacklisted people, the cons without doubt outweigh the pros. For starters, micro-lenders only offer reasonable interest rates to people with good credit scores. Whereas, when blacklisted people take...

Consolidation Loans Consolidation loans involve replacing a number of loans with one loan that may or may not be at a lower interest rate. Some borrowers may find themselves in a situation where their monthly debt payments have outgrown their...

Capitec Loans Loans can be a good way to help you get ahead in life. But, if you don’t manage your finances properly, make your repayments on time or control your spending, loans can be just as destructive. For example, let’s say you have FNB,...

Easy Loans Easy loans can trap you in a debt limbo, where you are forced to live from payout to payout. With easy loans, your next salary payout forms the loan collateral. So, once you receive your monthly income, you are obligated to pay the...

Quick Loans Are you looking for quick loans? Before you rush into any decisions you may live to regret, you should first take the time to sit down and ask yourself some important questions. Why take out quick loans? Do you really need to? Take some...

All You Need To Know About Payday Loans If you are interested in taking out payday loans, it is essential that you do your research first. Doing proper research requires getting real about your debt and also realising how debt affects the rest of...