NDA Debt Blogs

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Avoiding repossession from debt
Avoiding repossession from debt Avoiding repossession from debt is one of the most important – if not the most important reason people should opt for debt review when they are experiencing financial difficulties. Repossession Having your assets...
Debt Solution for Gambler
Mr. X is a married 36 year old that works as a Sales Person. He is living in Boksburg East Rand, Johannesburg with his wife and one child. “Mr. X takes home a net income of R34 000 a month.” Even though Mr. X makes a decent living and is a...
Debt Solution for Low Income Earners
Debt Solution for Low Income Earners Mr. and Mrs. M are 52 and 48 respectively, Mr. M works as a butcher in Bloemfontein and the couple have no children to care for. Their total income is R4,400.00 per month. Due to a change in circumstance the...
Your spending versus income
Your spending versus income An important part of financial stability, no matter who you are, comparing your total spending versus income for your household allows you to take control of your financial situation. In order to show you how you can...
The Family Unit
The Family Unit The family unit is often taken for granted when dealing with financial strain. Often we feel so embarrassed or frightened about disappointing those closest to us that we push them away from the problem. It’s time to change that....
Taking hold of your finances
Taking hold of your finances Taking hold of your finances, especially when in a rut, always seems like a daunting task. Facing up to passed errors and miscalculations, you often have to make up for mishaps and learn from your mistakes. Controlling...
Reduce your home expenses
Reduce your home expenses A huge weight on any financial situation, home expenses can often drain your budget quickly. As a homeowner, the cost of maintenance, repairs, insurance and taxes can add up to be a huge cost, hitting your pocket hard....
Lower the cost of insurance
Lower the cost of insurance Insurance cover is essential, and maintaining it even when you need to cut back it of the utmost importance. Without this cover, you open yourself up to situations that could take away your earning ability and financial...
Increase your income
Increase your income When you cannot decrease your spending, the other option is to find ways to increase your income. Whether you or another member of your household, there are many ways to bring in more to balance out your finances. Get that...
Earn more, spend less
Earn more, spend less A situation that everyone faces at one point or another, but a dangerous situation to say the least, having your expenses out way your income is a slippery slope towards over-indebtedness. Barely getting by financially, paying...
Getting through the hard times
Getting through the hard times Many things can happen on the road to financial freedom. Whether overspending or emergency costs, hard times happen and often come out of nowhere. With the stress that comes from watching your money so closely,...
Debt Solution for the Millennial
Debt Solution for the Millennial Mr. M is a 25 year old production operator for a security company who stays with his parents in Witbank. He has one daughter, three sisters and both parents, all dependent on him for financial support. He also pays...