NDA Debt Blogs

Being Evicted Facing eviction is never an easy time in life, if you have tried everything to avoid this reality, but it’s still here to stay, you need to know how exactly eviction works. Being evicted is never a fun time. To take note of: Being...

Debt Solution for the Asset Saver Mr. L is a 46 year old central defense employee, living in Atteridgeville, Pretoria. A widower with two teenage daughters, living with him and dependent on his income, he found himself in changing circumstances...

How to get your debt written off in South Africa Ever wonder how to get your debt written off in South Africa and how many years it would take for debt to be written off? Prescribed debt is old debt that has not been acknowledged, verbally or in...

What can’t debt collectors do? Important to your own financial well-being, ensuring you don’t get taken advantage of, here are some things that debt collectors cannot do. They cannot call you outside of work hours- 8am to 5pm- unless they have been...

Talking to creditors The first point of call for many consumers when they run into debt with their creditors, is to speak directly to their creditors. This is however easier said than done. Many already over-indebted consumers often find that they...

Taking over or passing on a lease Taking over or passing on a lease Subleasing is basically when you get someone to take your lease for a predetermined amount of time, not to be confused with assuming a lease which is taking over the lease as a...

Selling your vehicle Handling car payments can be tricky, especially when it gets to a time where you can no longer afford the monthly installments. A great option to get yourself out of the mud, selling your car before you miss any payments, and...

Lumping your debts together Debt consolidation can be a good option for those who can handle their repayments responsibly, if not, it could lead you into even more debt. The process is basically taking a loan out to cover all your debt. This allows...

Ending your lease When ending a lease, always ensure you do it in line with the process outlined in the contract. Often it will list solutions to the predicament. If you have a month to month lease, unlike most, then ending a lease is as simple as...

Don’t get evicted or lose your utilities One of the worst things to be faced with, especially when you have dependents and family relying on your support, being evicted is a bleak reality you don’t want to encounter. An extremely tough time...

Handling debt collectors Handling debt collectors is a lot easier to do when you know what your rights are as a consumer. The actions of some debt collectors may make is seem that they are a law unto themselves. They are not. The Debt Collectors...