Personal finance Blogs

We have been told they are they are integral to being approved for any kind of credit and also affect other aspects of our lives like opening up a business, renting an apartment or signing up for a cellphone contract, but what exactly is a credit...

While a year ago, we may have laughed off the possibility of a stage six loadshedding as a hyperbolic jest, today it has been our lived experiences for weeks on end. According to Institute for Risk Management South Africa’s (IRMSA's) Risk Report...

In these tough economic times, saving money is an ideal we all aspire to achieve, however as many have come to know, building a savings pot successfully and consistently is often easier said than done. As the savings journey is not an easy one,...

July is savings month, an initiative introduced by the South African Savings Institute (SASI) to reinforce positive financial behavior by encouraging consumers to live within their means. South Africans are notoriously known for being bad savers,...

Helping your money grow and obtaining financial freedom is an aspiration that most people hold, however the realisation of it is not always so straightforward. Financial experts define financial freedom as having enough savings, financial...

It is not uncommon to have financial problems from time to time, but if you are locked in a never-ending cycle of debt, you may be addicted to debt. More than just a shopping addiction, debt addiction is a crutch that addicts use to cope with...

With the numerous voluntary and involuntary measures that most of us have taken to better manage our finances over the past three years, we all have kind of figured out how pivotal budgeting is to wise money management. However, as we all know, the...

Dealing with overwhelming debt can feel like being stuck on a treadmill of stress and constant struggle without any way out. It starts out as a small credit card payment here, a car finance there, a store credit purchase once or twice, and...

Dealing with overwhelming debt can feel like being stuck on a treadmill of stress and constant struggle without any way out. It starts out as a small credit card payment here, a car finance there, a store credit purchase once or twice, and...

Whether it be for education, a house, a new car, or to cover an unexpected excess amount to your insurance when you damage that car, most of us will at some point in our lives need to acquire debt. The problem is, while debt might start out as a...

Sitting at a staggering 35.3%, unemployment in South Africa, according to Stats SA, is the highest it has been since the start of the Quarterly Labour Force Survey in 2008. Youth unemployment carries the bulk of the burden with unemployment rate...

Overwhelming debt affecting economy as 1 in 5 employees suffer dire financial stress. With unemployment and inflation rates at an all-time high, the South African economic climate is in absolute tatters. This environment of increased poverty and a...