Personal finance Blogs

Clothing Accounts in South Africa are fast gaining popularity, and amid the country’s ongoing energy crisis, high unemployment rates, and wavering consumer confidence, it's no surprise that many of us are turning to credit for financial support. In...

Dealing with overwhelming debt can be a tough situation, and you might be exploring your options. Of these options, sequestration is often considered a last resort. It involves giving up all your possessions but allows you to start fresh without...

Are you feeling the squeeze of rising expenses and a tighter budget that can hardly fit almost anything, let alone gym membership prices? The cost of groceries is steadily climbing, petrol hikes are making us stay home more often than lockdown...

​Since the COVID-19 pandemic and its devastating economic impact, retrenchment has taken centre stage, and receiving that dreaded retrenchment letter has become a reality for many South Africans. Employers across various industries have had to make...

The COVID-19 pandemic might feel like a distant memory, but the truth is that its financial impact continues to echo in the lives of many South Africans, with many relying on the social relief of distress grant to survive. One of the most stressful...

The minimum wage in South Africa sets the lowest amount employers must legally pay their workers for their time and effort. However, its complexities go beyond a simple definition, as it can take various forms and be established through different...

We understand that managing your finances during debt review can feel like a winding path with unexpected twists and turns. At National Debt Advisors, we're committed to ensuring your financial well-being and always ready to guide you through any...

You could be under debt review, well on your way to finding your financial freedom; however, life still happens, and at some point, you might find yourself looking for loans for debt review clients. Whether you're facing an unexpected emergency or...

If you know anything about personal finances then you know that a credit score check is a very important part of your money matters, but what are credit scores all about, and why do they even matter? Well, think of it this way: before a friend...

Are you torn between buying and leasing a car? It's a common dilemma that many consumers face when considering their next vehicle purchase. On one hand, buying a car allows you to own an asset in the long run. On the other, leasing offers lower...

As the rest of the world's economies begin to pick up and strengthen in these post-COVID times, the South African reality seems to have been on the bitter end of the spectrum. Unemployment rose, the repo rate reached a 14-year high, fuel prices...

Having a good credit score in South Africa is like having a roadmap to financial freedom. It's a valuable tool that can open doors to better financial opportunities and save you money in the long term. Getting a loan, landing a job position, and...