Personal finance Blogs

Latest Posts
How to improve your credit score after taking a hit
We have been told they are they are integral to being approved for any kind of credit and also affect other aspects of our lives like opening up a business, renting an apartment or signing up for a cellphone contract, but what exactly is a credit...
Loadshedding affects household spend as further food price hikes loom
While a year ago, we may have laughed off the possibility of a stage six loadshedding as a hyperbolic jest, today it has been our lived experiences for weeks on end. According to Institute for Risk Management South Africa’s (IRMSA's) Risk Report...
Saving smarter and not harder
In these tough economic times, saving money is an ideal we all aspire to achieve, however as many have come to know, building a savings pot successfully and consistently is often easier said than done. As the savings journey is not an easy one,...
Some effective saving and budgeting hacks this Savings month
July is savings month, an initiative introduced by the South African Savings Institute (SASI) to reinforce positive financial behavior by encouraging consumers to live within their means. South Africans are notoriously known for being bad savers,...
How can you help your money grow?
Helping your money grow and obtaining financial freedom is an aspiration that most people hold, however the realisation of it is not always so straightforward. Financial experts define financial freedom as having enough savings, financial...
Can you be addicted to debt?
It is not uncommon to have financial problems from time to time, but if you are locked in a never-ending cycle of debt, you may be addicted to debt. More than just a shopping addiction, debt addiction is a crutch that addicts use to cope with...
Budgeting effectively with the 50/30/20 rule
With the numerous voluntary and involuntary measures that most of us have taken to better manage our finances over the past three years, we all have kind of figured out how pivotal budgeting is to wise money management. However, as we all know, the...
How can the 30-day rule help you save?
Dealing with overwhelming debt can feel like being stuck on a treadmill of stress and constant struggle without any way out. It starts out as a small credit card payment here, a car finance there, a store credit purchase once or twice, and...
How to escape the debt trap
Dealing with overwhelming debt can feel like being stuck on a treadmill of stress and constant struggle without any way out. It starts out as a small credit card payment here, a car finance there, a store credit purchase once or twice, and...
Is debt ever a good thing?
Whether it be for education, a house, a new car, or to cover an unexpected excess amount to your insurance when you damage that car, most of us will at some point in our lives need to acquire debt. The problem is, while debt might start out as a...
Youth unemployed
Sitting at a staggering 35.3%, unemployment in South Africa, according to Stats SA, is the highest it has been since the start of the Quarterly Labour Force Survey in 2008. Youth unemployment carries the bulk of the burden with unemployment rate...
Employee financial stress
Overwhelming debt affecting economy as 1 in 5 employees suffer dire financial stress. With unemployment and inflation rates at an all-time high, the South African economic climate is in absolute tatters. This environment of increased poverty and a...