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National Debt Advisors – Latest Posts
Exploring Debt Review As A Path To Financial Stability
Often a lifeline for many struggling with debt, debt review is a structured process designed to help those who are over-indebted manage their financial obligations more effectively. In this blog, we will delve into the concept of debt review, a...
Inflation Rate South Africa: What You Need To Know
The inflation rate in South Africa often pops up in conversations, especially when prices start to climb and affect our daily lives. But what exactly is inflation, and how does it impact us? In this blog, we'll explore the inflation definition, its...
Your Guide To Rent To Own Cars: Benefits, Drawbacks, And Financial Tips
In today’s ever-evolving automotive market, alternative car ownership schemes like rent to own cars are becoming increasingly popular, especially for those facing financial constraints. At National Debt Advisors (NDA), we aim to keep you informed...
Obtaining a Tax Clearance Certificate in South Africa: An Essential Guide
A Tax Clearance Certificate (TCC) is an official document issued by the South African Revenue Services (SARS) that confirms your tax affairs are in order as of the date the certificate is issued. Whether you're an individual or a business, a TCC is...
Funeral Cover: The Ins & Outs Of Securing Your Family’s Future
Funeral cover is a financial safety net designed to cover the costs of your funeral when you pass away. In South Africa, it's one of the most popular financial products, providing much-needed relief to families during a difficult time. Given the...
How to Get a Loan Under Debt Review
Are you feeling overwhelmed by your monthly debt repayments and wondering how to get a loan under debt review? You're not alone. Many people find themselves in a similar situation, struggling to keep up with their financial obligations. That's...
All You Need To Know About Payday Loans
We've all thought about payday loans before. For instance, it's the end of the month, your budget's tighter than ever, and then, out of nowhere, you get hit with an unexpected expense. Maybe your car breaks down, or you have an unexpected medical...
Writing A Letter Of Demand: Essential Steps
Have you ever found yourself in a situation where you've tried everything to get paid, but nothing seems to work? Enter the letter of demand. This is often the final step you take before starting legal proceedings. A letter of demand clearly states...
How to Sell My Car Safely: A Comprehensive Guide
When considering how to sell my car, you have two main options: selling it outright or transferring the loan agreement to the new owner. Selling outright requires ensuring the sale price covers the outstanding loan, while transferring the loan...
Demystifying Eviction: Understanding Your Rights and Responsibilities
Facing eviction can be incredibly stressful. If you're at the point where you've explored all options and are now facing this reality, it's important to understand how the eviction process works. Constitutional protection ensures that no one can be...
Lease Agreement South Africa: A Comprehensive Guide
If you're among the 21% of South African households living on rental property, understanding lease agreements is crucial. Whether you're a seasoned tenant or a first-time renter, grasping the complexities of this legally binding contract is...
Understanding The Child Support Grant: Eligibility, Application Process, And Payment Amounts
Divorce is a challenging time, and dealing with the financial aftermath, particularly in terms of child support, can add to the strain. Paying for child support is more than just a legal obligation; it's a significant factor in ensuring your...