Latest news in the debt space
Blog
blog
National Debt Advisors – Latest Posts
What is a credit score?
If you think that your credit score is just a number at a credit bureau which carries no weight in how banks, lenders or other credit providers view you, you could not be more wrong! In a nutshell, a credit score is a number that evaluates your creditworthiness and...
How to find REALLY good Black Friday 2019 deals
How to find REALLY good Black Friday 2019 deals There’s nothing really special about specials anymore, is there? In South Africa, shoppers are bombarded with “special” promotions all year round—and they offer all kinds of incentives from massive markdowns to...
Blacklisted – In need of help?
Blacklisted – In need of help? The term, blacklisted is outdated and non-applicable! The credit bureaus only listed negative information about credit user behaviour before the 1980s. Historically, creditors would keep an actual list, referred to as a blacklist, of...
Top 5 Father’s Day Gift Ideas
Top 5 Father’s Day Gift Ideas We’re about to do the impossible and prove to you that Father’s Day can be both special and affordable. If you made use of our Top 5 Ways to Celebrate Mother’s Day on a Budget, you’ll know that we put our money where our mouth is...
Valentine’s Day 2019: Find the Perfect Gift on a Budget
Valentine’s Day 2019: Find the Perfect Gift on a Budget Valentine’s Day is just around the corner, and if you’re thinking of doing the ye old chocolate hearts, fluffy white ‘I Love You’ teddy bear and red roses routine for this year’s Valentine’s Day, perhaps...
Simple steps how to create a monthly budget with a downloadable template
Simple steps how to create a monthly budget with a downloadable template Benjamin Franklin was onto something when he said, “Failing to plan is planning to fail”, and budgeting is no different. A successful financial plan can help to steer your life into a...
The do’s and don’ts of getting out of debt quickly
The do’s and don’ts of getting out of debt quickly With many South Africans drowning in debt, it’s no surprise that people are taking out more credit to cover another. But what if we told you that we have a long-term solution, to get you out of debt once and...
How To Clear Debt
How To Clear Debt 2018 has been a particularly difficult year for South African consumers, with the first VAT increase, the price of petrol constantly on the rise and in October, we saw a peak that made history, clearing existing debt is possibly the best way...
Black Friday Deals in South Africa 2018
Black Friday Deals in South Africa 2018 What is Black Friday? Black Friday is the day that many consumers have been waiting for, where sales actually make sense and instead of a 20% discount, retailers offer up to 80% off. Many South Africans have been saving...
Have you heard of the 50/30/20 rule to organize your monthly budget?
Have you heard of the 50/30/20 rule to organize your monthly budget? The 50/30/20 rule was made famous by U.S. Senator, author, and Harvard bankruptcy expert, Elizabeth Warren who decided to share her insight into spending and saving with her daughter and then...
Easter on a Budget
Easter on a Budget Saving money and staying within a budget is already hard, now throw in the holiday season – it gets even tougher. However, it doesn’t mean you can't enjoy spending time with friends and family. Here are a few tips to avoid overspending and...
Cyril Ramaphosa’s Cabinet Shake Up
Cyril Ramaphosa’s Cabinet Shake Up On 26 February 2018, President Cyril Ramaphosa has finally announced the highly anticipated Cabinet reshuffle. Ramaphosa cut 13 members from Zuma’s cabinet and appointed his new deputy president, David Mabuza. Here is a list...