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Basket to basket: Comparing the cost of living
If you feel like every time you go to the shop you get less and less for your money – you’re right! The rand was launched in 1961 and ever since then, we have been getting less and less for our money. Research by Stats SA show that when comparing the cost of living,...
Schools may not insist on a registration fee
Every parent dreads the expenses that comes with children returning to school. Uniforms, stationery, transport fees, lunches and extra-curricular activities all add to the financial woes of already struggling consumers. So it certainly does not sit well when schools...
Key points from SONA 2021
President Cyril Ramaphosa delivered the 2021 State of the Nation Address (SONA) in Parliament on Thursday 11 February. Due to Covid and lockdown restrictions there was no red carpet and fancy outfits, and President Ramaphosa took to the podium after a candle lighting...
Avoid financial STD’s
It’s Valentine’s Day soon – and love is in the air!It’s all about hearts and flowers right now. But what about the STD’s especially the financial ones? Financial STD’s refer to sexually transmitted debt – and they can have more severe and far longer lasting effects...
Know your Ombudsman
How many times have you wanted to scream because of bad service you have received? How many times have you asked to see the manager, only to be more frustrated when you leave the establishment? Service across many industries leaves a lot to be desired. But as a...
Rising cost of living
As the SRD grants come to an end – the costs of food keep rising, and petrol is expected to rise by about 82c/ litre at the beginning of February as well. The January 2021 Household Affordability Index - which tracked food prices from 44 supermarkets and 30 butcheries...
Tips when planning to buy a house
Interest rates are at an all time low – and it is definitely a buyers’ market right now. Buying a home can be exciting and scary all at the same time. Here are some tips when planning to buy a house that can help you in the process of buying your dream home....
Manage the back-to-school financial blues
It’s back to school soon – and with that comes the cost of school uniforms and stationery, at a time when most are feeling the financial strain of the past year. Not forgetting, that January can be an extremely long month! Whilst the re-opening of schools extended to...
Stay away from unregistered money-lenders
Loan sharks – or mashonisas as they are also known as - are ruthlessly preying on financially struggling South Africans. There is nearly 50 000 of these unregistered credit providers in South Africa. Mashonisa is a Zulu term rooted in the word Shonisa – which means to...
Ace these 10 questions in a job interview
Like every other country in the world – our economy has been hard hit in the last few months and the finances of nearly every household has been affected However, there are still companies that are hiring. Now, more than ever – it is important to ace a job interview....
Message from our CEO
I think we can all agree that 2020 proved for most people to be a year of change, a year of considerable challenges and a year of reflection. For most of us we just wanted 2020 to be over so we could wipe the dirt off our faces and start afresh. A lot of people we are...
How to pay off your debt
Everyone keeps preaching that you should pay your debts – but no one ever explains how to do it. Well, here are the most common debt payment methods – if your debt is affordable, you are not skipping payments and you are not taking from Peter to pay Paul. Snowball...
