Easter on a Budget   Saving money and staying within a budget is already hard, now throw in the holiday season – it gets even tougher. However, it doesn’t mean you can't enjoy spending time with friends and family. Here are a few tips to avoid overspending and...

Cyril Ramaphosa’s Cabinet Shake Up   On 26 February 2018, President Cyril Ramaphosa has finally announced the highly anticipated Cabinet reshuffle. Ramaphosa cut 13 members from Zuma’s cabinet and appointed his new deputy president, David Mabuza. Here is a list...

Don’t JanuWorry – 7 Tips To Survive The Longest Month Of The Year   It’s no surprise that the first month of the year has been dubbed, Janu-worry. After all, it is when most of people’s money troubles comes to the surface. As South Africans we know that December...

Debt Counselling Disadvantages   Debt review is a form of debt counselling that aims to rehabilitate consumers whose assets may be at stake. Once consumers fail to make regular debt repayments on their accounts, credit providers often threaten to repossess their...

What Are My Consumer Rights When Under Debt Review?   At National Debt Advisors (NDA) we understand the importance of consumer rights. So to give you an all-round understanding of what your consumer rights are according to the National Credit Act, we’ve compiled...

Your Step-By-Step Guide To Debt Review   Are you struggling to pay off your loans? Are you left with little to no money after paying your monthly debt repayments?  Are you meeting your monthly obligations? Are you over indebted? Your step-by-step guide to debt...

Debt Guidance During The Festive Season   There’s a reason why they call it the “silly season”. It’s almost tradition for consumers to lose their wits about the festive time as families are brought together by time off and extended holiday periods, end-of-year...

The Pros And Cons of Rent To Own Cars   So you’ve seen the hype around rent-to-own cars? And because you’re over-indebted or blacklisted this sounds like a great way out. These rent-to-buy schemes don’t take these factors into consideration. If you can afford the...

All You Need To Know About SASSA Loans   Throughout 2017 there has been a huge spike in money lenders using SASSA (South African Social Security Agency) cards as collateral for credit. As of late, the National Credit Regulator (NCR) has been investigating these...

All There Is To Know About Prescribed Debt   Many South African consumers are unaware of the fact that their debt could be written off if credit providers neglect to collect money that is due to them. When your debt is old, it is called prescribed debt. After...

R13.6bn Worth of Consumer Accounts Not Paid on Time in July 2017   According to Experian’s newly launched Consumer Default Index, around R13.6bn worth of consumer debt was not paid in July of 2017. Experian measures debt trends per geographical group. The mosaic,...