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Understanding The Child Support Grant: Eligibility, Application Process, And Payment Amounts
Divorce is a challenging time, and dealing with the financial aftermath, particularly in terms of child support, can add to the strain. Paying for child support is more than just a legal obligation; it's a significant factor in ensuring your...
Debt Collectors Act: Regulating Debt Collection in South Africa
Debt collection can be a daunting experience, but fortunately, the Debt Collectors Act adds an extra layer of protection for South African consumers. This comprehensive guide unpacks the debt collector meaning and explores the specific rules and...
Prescribed Debt in South Africa: Act, Process & Your Rights
Prescribed debt in South Africa has emerged as a crucial yet often misunderstood element in personal finance. In a country grappling with a significant debt problem, understanding prescribed debt is not just a matter of legal compliance but also a...
Loans For Bad Credit: What Are Your Options?
With over 42% of the 23 million credit-active consumers falling behind on their debt repayments, loans for bad credit are a common thought among South Africans. In this blog, we're digging into all things bad credit loans South Africa, shedding...
Getting Loans Blacklisted: Understanding the Dynamics
When it comes to obtaining loans blacklisted, it's crucial to understand that the drawbacks often outweigh the benefits. If you're ever in a situation whereby you need a loan but are blacklisted, seeking financial help can feel like an uphill...
Medical expenses
The cost of medical debt can be extremely difficult to handle, not only bringing with it emotional strain, but also possible legal and financial consequences. An important part of your debt, the expense of caring for your health, this is a priority...
Don’t fear the term ‘blacklist’
Pay back the money and get out of the bad books BLACKLISTED is not a word that brings good things to mind. First of all, let's be very clear. There is no physical blacklist on which your name appears and it is not to be confused with any scandalous...
Blacklisted – In need of help?
Blacklisted – In need of help? The term, blacklisted is outdated and non-applicable! The credit bureaus only listed negative information about credit user behaviour before the 1980s. Historically, creditors would keep an actual list, referred to as...
What does a debt review counsellor do?
What does a debt review counsellor do? A debt review counsellor, performs the same duties as a registered debt counsellor. In fact, they are one and the same thing.Whatever you call them, they are (through the National Credit Act) responsible for...
Money Saving Tips for Shopping
Money Saving Tips for Shopping Wondering how to save money on your shopping but don’t know where to begin? From your weekly food shop to your next gadget purchase. For many of us, shopping takes up a large chunk of the monthly budget. Whether...
Separating Good Debt from Bad Debt
Separating Good Debt from Bad Debt You will hear some high-profile personal finance experts say that all debt is bad debt, while others clearly separate good debt from bad debt with traditional adage (student loans and home loans are good debts;...
Seeing Yourself the Way Creditors See You
Seeing Yourself the Way Creditors See You Unless you are a crazy person, you probably see yourself as a nice person. You give up your seat on the bus to little old ladies, you are honest about your income taxes. Now it is time to look at yourself...