NDA Debt Blogs
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Credit History: The Foundation Of Your Financial Future
Having a good credit history has never been more important. Whether you're planning to buy a house, finance a car, or even open a store account, your credit score is often the first thing lenders look at. In South Africa, maintaining a healthy...
The Ins & Outs Of Long Term Insurance In South Africa
Life is full of uncertainties, and this is why long term insurance is important—whether it’s a serious illness, a car accident, a fire, or a break-in, these unexpected events can have a devastating impact on your financial stability. It acts as a...
Bank Fees Demystified: Strategies for Smart Banking
In theory, you shouldn’t have to pay bank fees just to have an account with them. Banks already make money from the interest on loans, which is funded by our deposits. Yet, many banks charge customers thousands of rands in fees every year. Managing...
Home Expenses Tax Deductions: A Comprehensive Guide
Managing home expenses efficiently can significantly impact your financial health, especially if you work from home. Many homeowners and renters may not realize they could be eligible for tax deductions related to their home office. Understanding...
Gambling Debt
Gambling can be an exhilarating pastime, but for some, it can spiral into a destructive habit resulting in an overwhelming amount of gambling debt. Compulsive gambling, also known as gambling addiction, can lead to severe debt problems, strained...
Conquering Divorce: Practical Strategies For Maintaining Financial Stability
Divorce can be an emotionally taxing experience, and it often brings significant financial challenges as well. However, with the high divorce rate in South Africa it is clear that many people are going through it every day. In this blog, we offer...
How To Save Money From Salary: Smart Tips
Learning how to save money from your salary is crucial, especially in today's challenging economic climate. With rising costs and economic uncertainty, making every rand count has never been more important. By adopting effective saving strategies,...
Bond Repayment Calculator Navigating Bond Repayments in South Africa
If you’re considering buying a house, a bond repayment calculator is one of the most important tools you will need. Whether you live in a suburban home with a white picket fence, a mansion, or a modest cottage, losing your home to foreclosure is...
Writing A Letter Of Demand: Essential Steps
Have you ever found yourself in a situation where you've tried everything to get paid, but nothing seems to work? Enter the letter of demand. This is often the final step you take before starting legal proceedings. A letter of demand clearly states...
How to Sell My Car Safely: A Comprehensive Guide
When considering how to sell my car, you have two main options: selling it outright or transferring the loan agreement to the new owner. Selling outright requires ensuring the sale price covers the outstanding loan, while transferring the loan...
Demystifying Eviction: Understanding Your Rights and Responsibilities
Facing eviction can be incredibly stressful. If you're at the point where you've explored all options and are now facing this reality, it's important to understand how the eviction process works. Constitutional protection ensures that no one can be...
Lease Agreement South Africa: A Comprehensive Guide
If you're among the 21% of South African households living on rental property, understanding lease agreements is crucial. Whether you're a seasoned tenant or a first-time renter, grasping the complexities of this legally binding contract is...