Debt Advice Blogs

Having a good credit history has never been more important. Whether you're planning to buy a house, finance a car, or even open a store account, your credit score is often the first thing lenders look at. In South Africa, maintaining a healthy...

Life is full of uncertainties, and this is why long term insurance is important—whether it’s a serious illness, a car accident, a fire, or a break-in, these unexpected events can have a devastating impact on your financial stability. It acts as a...

In theory, you shouldn’t have to pay bank fees just to have an account with them. Banks already make money from the interest on loans, which is funded by our deposits. Yet, many banks charge customers thousands of rands in fees every year. Managing...

Managing home expenses efficiently can significantly impact your financial health, especially if you work from home. Many homeowners and renters may not realize they could be eligible for tax deductions related to their home office. Understanding...

Learning how to save money from your salary is crucial, especially in today's challenging economic climate. With rising costs and economic uncertainty, making every rand count has never been more important. By adopting effective saving strategies,...

If you’re considering buying a house, a bond repayment calculator is one of the most important tools you will need. Whether you live in a suburban home with a white picket fence, a mansion, or a modest cottage, losing your home to foreclosure is...

When considering how to sell my car, you have two main options: selling it outright or transferring the loan agreement to the new owner. Selling outright requires ensuring the sale price covers the outstanding loan, while transferring the loan...

Facing eviction can be incredibly stressful. If you're at the point where you've explored all options and are now facing this reality, it's important to understand how the eviction process works. Constitutional protection ensures that no one can be...

If you're among the 21% of South African households living on rental property, understanding lease agreements is crucial. Whether you're a seasoned tenant or a first-time renter, grasping the complexities of this legally binding contract is...

Divorce is a challenging time, and dealing with the financial aftermath, particularly in terms of child support, can add to the strain. Paying for child support is more than just a legal obligation; it's a significant factor in ensuring your...

Debt collection can be a daunting experience, but fortunately, the Debt Collectors Act adds an extra layer of protection for South African consumers. This comprehensive guide unpacks the debt collector meaning and explores the specific rules and...