Debt Advice Blogs

What does a debt review counsellor do? A debt review counsellor, performs the same duties as a registered debt counsellor. In fact, they are one and the same thing.Whatever you call them, they are (through the National Credit Act) responsible for...

Money Saving Tips for Shopping Wondering how to save money on your shopping but don’t know where to begin? From your weekly food shop to your next gadget purchase. For many of us, shopping takes up a large chunk of the monthly budget. Whether...

Separating Good Debt from Bad Debt You will hear some high-profile personal finance experts say that all debt is bad debt, while others clearly separate good debt from bad debt with traditional adage (student loans and home loans are good debts;...

Seeing Yourself the Way Creditors See You Unless you are a crazy person, you probably see yourself as a nice person. You give up your seat on the bus to little old ladies, you are honest about your income taxes. Now it is time to look at yourself...

Save Electricity and Save Money Did you know your heating and air-conditioning system sucks up most of the energy that you pay for? Using less energy isn’t just better for the environment – it will save you money. It doesn’t matter if you own or...

Managing Your Past Due Bond This is both financially and emotionally draining and whether you are living in the suburbs with white picket fences, a mansion or a modest cottage, either way losing your home in foreclosure easily ranks as one of...

Rebuilding Your Credit History By now you should have realized that there is nothing more important than having a good credit score. Your credit score is the first thing that all lenders and creditors will look at before granting you any form of a...

Prepare Yourself for Optimal Money Saving Save? Spend? Or Both? Good money management is a mental exercise in self-regulation and focusing on the long-term. Even the most uber-organized and priority-minded people can stumble when it comes to money...

Paying your past due rent and negotiating a way to stay No one likes to be late on any kind of debt payments, especially your rent. So what do you do when you are late on rent and you don’t want to get evicted?Do you get money from family and...

Life After too much Debt: Staying on Track Most people know what it feels like to live with debt, but for many of us the last time we didn’t have mortgages, credit card balances, and student loans, we were too young to own much more than a bicycle...

Eliminate Banking Fees and Cut Costs In theory, you shouldn’t have to pay your bank for the privilege of having an account with them. Banks already make money from their customers by earning interest on the money they lend out, and guess who...

General Money Saving Tips Now, more than ever it is important to implement all those general money savings tips that we have been hearing about through the ages. Everyone is struggling, and it is vitally important that we all start to differentiate...