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National Debt Advisors – Latest Posts
Don’t fear the term ‘blacklist’
Pay back the money and get out of the bad books BLACKLISTED is not a word that brings good things to mind. First of all, let's be very clear. There is no physical blacklist on which your name appears and it is not to be confused with any scandalous little black books...
What is a credit score?
If you think that your credit score is just a number at a credit bureau which carries no weight in how banks, lenders or other credit providers view you, you could not be more wrong! In a nutshell, a credit score is a number that evaluates your creditworthiness and...
5 Easy School Supplies Saving Tips
5 Easy School Supplies Saving Tips Does it feel like your child’s stationery list gets longer and more expensive each year? You are not alone. It DOES cost more — even to buy the basics! Plus school fees increase every year too. How exactly are we supposed to afford...
5 Ways to Save on School Uniforms
5 Ways to Save on School Uniforms A new school year is about to begin — with all kinds of expenses. If you are looking for ways to save during JanuWorry, you have come to the right place. We know 5 simple things everyone can do to save on school uniforms in 2020....
How to find REALLY good Black Friday 2019 deals
How to find REALLY good Black Friday 2019 deals There’s nothing really special about specials anymore, is there? In South Africa, shoppers are bombarded with “special” promotions all year round—and they offer all kinds of incentives from massive markdowns to...
Blacklisted – In need of help?
Blacklisted – In need of help? The term, blacklisted is outdated and non-applicable! The credit bureaus only listed negative information about credit user behaviour before the 1980s. Historically, creditors would keep an actual list, referred to as a blacklist, of...
Top 5 Father’s Day Gift Ideas
Top 5 Father’s Day Gift Ideas We’re about to do the impossible and prove to you that Father’s Day can be both special and affordable. If you made use of our Top 5 Ways to Celebrate Mother’s Day on a Budget, you’ll know that we put our money where our mouth is...
Valentine’s Day 2019: Find the Perfect Gift on a Budget
Valentine’s Day 2019: Find the Perfect Gift on a Budget Valentine’s Day is just around the corner, and if you’re thinking of doing the ye old chocolate hearts, fluffy white ‘I Love You’ teddy bear and red roses routine for this year’s Valentine’s Day, perhaps...
Simple steps how to create a monthly budget with a downloadable template
Simple steps how to create a monthly budget with a downloadable template Benjamin Franklin was onto something when he said, “Failing to plan is planning to fail”, and budgeting is no different. A successful financial plan can help to steer your life into a...
The do’s and don’ts of getting out of debt quickly
The do’s and don’ts of getting out of debt quickly With many South Africans drowning in debt, it’s no surprise that people are taking out more credit to cover another. But what if we told you that we have a long-term solution, to get you out of debt once and...
How To Clear Debt
How To Clear Debt 2018 has been a particularly difficult year for South African consumers, with the first VAT increase, the price of petrol constantly on the rise and in October, we saw a peak that made history, clearing existing debt is possibly the best way...
Black Friday Deals in South Africa 2018
Black Friday Deals in South Africa 2018 What is Black Friday? Black Friday is the day that many consumers have been waiting for, where sales actually make sense and instead of a 20% discount, retailers offer up to 80% off. Many South Africans have been saving...