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Loans For Blacklisted At Capitec: A Comprehensive Guide
Capitec Loans Loans can be a good way to help you get ahead in life. But, if you don’t manage your finances properly, make your repayments on time or control your spending, loans can be just as destructive. For example, let’s say you have FNB,...
Debt Review Removal: Navigating The Journey Out
How to Clear Your Name from Debt Review Are you wondering how to clear your name from debt review after completing the process? Once you have settled all of your debts and received your clearance certificate, your debt counsellor is obligated to...
Tax Implications of an Interest Free Loan
Interest free loans sound like an enticing financial solution for anyone looking to borrow money without the added burden of historical interest rates especially considering the past year when we saw a significant interest rate change in South...
Navigating Repossessed Cars: Protecting Your Vehicle and Finances
From driving to work and dropping our kids off at school to running errands, our cars play a pivotal role in maintaining our routines, and the thought of dealing with repossessed cars adds an extra layer of stress that no one can afford. However,...
Simplify Budgeting with the 50 30 20 Rule
In today's economy, where 75% of South Africans are concerned about the constant increase in the cost of daily essentials, the 50 30 20 rule stands out as an essential method for managing finances. It serves as a practical guide for those grappling...
Stretching Your Rand: How To Budget Money On a Low Income
Saving Tips for Low Income Earners Most people want to save money so they can build wealth and plan for the future; we have goals we want to reach (like traveling) or things we want to buy (like a dream home). However, this can seem...
Cohabitation Agreement in South Africa: Safeguarding Live-In Relationships
Cohabitation in South Africa is becoming a popular choice for many couples. This blog unpacks the cohabitation meaning, unpacks the cohabitation agreement in South Africa, and outlines key factors to be included. Often, from the outside,...
Navigating The Capitec Bank Personal Loan Process: Key Insights and Tips
Capitec Bank Loans Many lenders, such as Capitec, FNB, Standard Bank etc. offer unsecured loans to consumers who have good credit profiles, who they trust to repay them. If you don’t have any savings, these unsecured loans are a quick financial...
Exploring Low Credit Score Loans in South Africa
If you’ve ever faced financial hurdles and found yourself seeking low credit score loans in South Africa, you’re not alone. Loans for bad credit record consumers are financial solutions tailored for individuals who have a less-than-ideal credit...
Smart Shopping with the Pick N Pay Store Card
The Pick N Pay Store Card is changing the game in how we shop for groceries and essentials. This handy card, brought to us by the renowned South African retailer Pick-n-Pay, lets you buy now and pay later, making your shopping trips more flexible...
Blacklisting in South Africa: The Red Flags, Timeframes, And Ways To Bounce Back
In these tough economic times, the term blacklisting in South Africa has become increasingly prevalent, touching the lives of individuals and businesses alike. The impact is significant – it can hit your finances hard, damage your reputation, and...
Debt Collectors Act: Regulating Debt Collection in South Africa
Debt collection can be a daunting experience, but fortunately, the Debt Collectors Act adds an extra layer of protection for South African consumers. This comprehensive guide unpacks the debt collector meaning and explores the specific rules and...