Debt Counselling Services

Debt Counselling services offered by National Debt Advisors. We don't only offer debt counselling, we offer a comprehensive debt solution for people from all walks of life. If this is the reason you have come to our website, please don't hesitate to contact us via our contact form and we will call you back.

How It Works

Find out how the Debt Review process works in 6 simple steps.

Debt Solutions

Find out what Debt Solutions we have to offer and the process behind it to live a debt free life.


Get answers to frequently asked questions about Debt Review.


Use our online calculator to work out how much you can save.


We are always looking for dynamic, driven individuals who enjoy helping people.

Who Are We?

Discover 6 reasons why you should opt for Debt Review with NDA.

Pay just one lower monthly debt repayment

Afford your monthly living expenses with ease

Reduced monthly instalments and interest rates

Protection from Credit Providers taking legal action

No more harassment or overdue payment demands

Your valuable assets remain safely in your care

Debt Review Explained

There are currently over 23 million credit-active consumers in South Africa. Of these, more than 10 million are credit impaired, which means that 45% of all South African credit users have missed debt payments for 3 months or longer.

The National Credit Act (NCA) introduced Debt Review as a legal debt relief process for consumers struggling with over-indebtedness. Debt Counselling Firms guide consumers through the Debt Review process and the National Credit Regulator (NCR) monitor Debt Counsellors.

National Debt Advisors will negotiate with your Credit Providers to have your Debt Repayment Plan reorganised, making your monthly debt payments more affordable and manageable.